Month: September 2014

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摇呀摇，摇到外婆家

这是我的第一个南方之行——摇呀摇，摇到外婆家。妈咪常说她儿时的家有后院，院中有竹林，林中有鸟儿，鸟儿每天清晨在窗台外为她唱歌……还有葡萄架，有时她爱在葡萄架下听牛郎织女讲故事……如今这些都成记忆了，但她还热爱这个家。妈咪想念外婆，我喜欢旅行，于是，快半岁的我随着妈咪坐上从北方开往遥远南方的火车，摇呀摇，摇到了外婆家。 Continue reading →

不凑合的城市

到布里斯班的第二天才有机会进城，因为人们多住在乡下。城就是CBD的意思，大小相当于北京或上海的CBD。城里有高楼，乡下一般是一层。

现在是晚上在家。我在城里转了半日刚回来。我的简单结论是人类建造的城市不可能更完美了。如果我设计一个电子游戏，要建造完美的城市，也只能做到这样了。 Continue reading →

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玩电脑

我很小的时候就表现出了对电脑的兴趣，妈咪因此担心我会变成IT女孩，不过巴比说我很可能用电脑是为了写诗呢。

其实只要是电子设备我都喜欢，大人们每天玩的我也会，用平板发微信，看小兔乖乖，击电脑键盘，只是大人常常和我抢着玩。

2014-08-11 204614

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光长心眼不长身子

我今天又被打针了，妈咪给录了像，结果我很争气只哭了两下意思一下。儿保科给我测了三维—体重6.5kg，身高69cm，头围43.5cm，按标准数据我算又高又瘦，爷爷奶奶说我光长心眼不长身子。

按：我最近喜欢被抱着，不喜欢自己趴着玩；我也不喜欢坐推推车了，我发现被抱着可以看得更远更好玩；我还喜欢夺大人们手里的食物换换口味，天天喝奶粉都烦了。

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Return of Investment analysis of China’s retirement pension programme

My last article “Should I like to join China’s retirement pension (social insurance) programme?” explains how to calculate the cash-flow of retirement pension (how much you pay, how much you get). This article explains how to calculate its the return of investment. It is not an easy calculation: calculating the return of investment is always much more difficult than calculating its cashflow. Use the program I wrote for this calculate you can save the 6 hours I spent on calculating it myself.
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Should I like to join China’s retirement pension (social insurance) programme?

China’s retirement pension is a welfare programme, but not established because of it. It is created to prevent social unrest and maintain status-quo resource distribution, to prevent young cheap immigrant work force to stay in their working city after retirement, crowding in big cities and creating slums – their impoverished kids are then a source of social unrest. Many consider it a game against the government, with a play-to-win attitude. You may have to play the game. Even if it is set-up against you – for example you are an immigrant worker, and you are to lose – don’t give up, understand it and do the math well, you can still achieve less losses.

This article is only about retirement pension. Luckily other social insurance programmes are less complicated.
Continue reading →